Beware of the Free 401(k) plan
by Burke Johnson
Many 401(k) providers claim to offer a “free” 401(k) plan, but what they really mean is all the costs are borne by the participants and not the plan sponsor.
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Simple 401(k) Asset Allocation Options
by Burke Johnson
For advisors looking to offer simple asset allocation funds in a 401(k) plan, both target date funds and managed models are good solutions that provide instant diversification in one fund.
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The Costs of Using ETFs in 401(K) Plans
by Burke Johnson
Including ETFs in your 401(k) plan will likely reduce your overall plan costs. However, be sure to consider your recordkeeper’s asset-based fee or transactions fees in any cost analysis.
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Comparing Index Mutual Funds to ETFs in 401(k) Models
by Burke Johnson
As an alternative to target retirement date or risk based mutual funds, many open architecture 401(k) providers allow retirement plan advisors to create their own managed models for inclusion within a plan’s investment menu; both ETFs and index mutual funds are options to use in these models.
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How to Offer a Low Cost 401(k) Plan
by Burke Johnson
Learn ways to decrease the cost your employees are paying for their 401k plan
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